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eLayaway

Consumers of all ages, income levels and backgrounds are already using eLayaway™ to be smart, debt-free, and satisfied shoppers. You can too!  The eLayaway™ system allows you to buy the products that you want by paying for them through manageable monthly payments that you set. Our intuitive calculator allows you to break down your order’s purchase price over 4 to 13 monthly payments. eLayaway™ will automatically deduct the payments from your checking account and you will receive your order once its paid in full. Let us help you plan and budget for holiday purchases, anniversaries, birthdays, vacations and more!

Benefits of using eLayaway

Introducing, the payment alternative that offers...

Free Membership - Becoming a member is free and easy. Simply visit eLayaway.com to create an account or join during the checkout process of any of our participating merchants.

More Buying Power - eLayaway™ offers a safe and affordable payment alternative without tying up your credit or subjecting the purchase to high-interest credit card fees. No Credit Checks or Special Qualifications Anyone 18 years old or older can join. No credit card required. All you need is an active checking account.

Freedom From Credit Cards - If you are near or beyond your credit limit or simply want to avoid high interest credit card fees, eLayaway™ is the smart choice for you.

Flexible Payment Schedules - Similar to traditional layaway, eLayaway™ lets you make regular installments on a good or service, with delivery upon payment in full. Unlike traditional layaway, with eLayaway™ you set the number of payments over which you will pay for your purchase and you can adjust the specific dates when eLayaway™ will automatically deduct each payment from your checking account.

A Tool for Planning Ahead - eLayaway™ makes it easy for smart shoppers like you to plan ahead to buy any item such as gifts, electronics, appliances, travel packages, and more…

No Hidden Charges or Mounting Interest - eLayaway™ makes shopping painless by eliminating hidden charges and monthly interest fees. Members pay a one-time transaction fee of just 1.9% on the initial purchase price – no matter which payment schedule you choose.

Trusted Merchants - Use eLayaway™ with participating merchants just as you would any other payment option.

NO RISK - You have the right to cancel any purchase and will receive a refund less a standard cancellation fee of $25.  

Security and Identity Protection - eLayaway™ has partnered with trusted experts like HSBC, ControlScan and IDology to ensure the security and integrity of every transaction. Identity verification measures are integrated into the eLayaway™ system to prevent fraudulent purchases. To ensure full accountability, all eLayaway™ payments are stored in merchant escrow accounts until the transaction is completed. The eLayaway™ payment module has built-in 256-bit SSL encryption to keep transaction data secure.

eLayaway Process from this website

Select the items you want and start going through the check out process.  When you come to the payment options select "eLayaway" and choose how many months you would like a payment to be taken out of your checking account and how often per month.  You will be redirected to eLayaway to put in your banking information.  There will be a one time 1.9% eLayaway™ processing fee added to your order to use eLayaway.

 Then sit back and your payments will be automatically made through your checking account and when the last payment is made your items will be sent to you.  No more credit card debt! 

Finally an easy way to purchase items without the debt.